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Fintech Stocks - Directory w/ AI Reviews

Financial technology is rewiring how money moves, is managed, and is invested — challenging incumbent banks and payment networks with faster, cheaper, and more accessible digital alternatives. Visa and Mastercard sit at the core of global payment infrastructure, while Block, PayPal, and Nu Holdings target the underbanked and digital-first consumer. Robinhood and SoFi blend brokerage, banking, and lending services in apps built for a mobile generation.

MasterCard 1 4.7 MasterCard MA $518.36 -1.73% P/E: 30.5 6 reviews Mastercard is a premier fintech stock that enables electronic payments across its global multi-rail network without taking on credit risk, benefiting from the secular shift from cash to digital transactions. Nu Holdings 2 4.5 New Nu Holdings NU $16.82 -1.29% P/E: 26.3 1 review Nu Holdings is the world's largest digital bank outside Asia with 100+ million customers across Brazil, Mexico, and Colombia, backed by Warren Buffett and disrupting traditional Latin American banking. Visa 3 4.5 New Visa V $314.08 -3.12% P/E: 38.9 2 reviews Visa is a top fintech stock operating the world's largest electronic payment network, processing trillions of dollars in transactions annually with a capital-light model that generates exceptional margins. Charles Schwab 4 4.4 New Charles Schwab SCHW $93.72 -1.43% P/E: 22.7 2 reviews Charles Schwab disrupted the brokerage industry by pioneering discount trading and later commission-free trades, operating a technology-driven platform that serves as a fintech bridge between traditional banking and modern digital investing. American Express 5 4.2 New American Express AXP $337.50 -1.57% P/E: 33.1 2 reviews American Express operates a unique closed-loop payments network that functions as both card issuer and payment processor, giving it fintech-like data advantages and direct relationships with both merchants and cardholders. BlackRock 6 4.2 New BlackRock BLK $1,071.51 +1.50% P/E: 623.0 2 reviews BlackRock is a premier fintech stock as the world's largest asset manager, leveraging its Aladdin technology platform for risk analytics and portfolio management that serves as critical infrastructure for the global investment industry. Robinhood Markets 7 4.1 New Robinhood Markets HOOD $75.97 +6.82% P/E: 15.0 2 reviews Robinhood is a mobile-first fintech platform that revolutionized retail investing with commission-free trading, and continues to expand its financial products suite including retirement accounts, credit cards, cash management, and cryptocurrency trading. SoFi Technologies 8 4.1 New SoFi Technologies SOFI $19.61 +1.61% P/E: 3.0 2 reviews SoFi Technologies is an emerging fintech stock building a comprehensive digital banking platform that directly challenges traditional financial institutions, with its bank charter, diversified lending products, and Galileo technology infrastructure offering investors exposure to the next generation Toast 9 4.1 New Toast TOST $27.33 +4.55% 2 reviews Toast is a fintech company that provides integrated payment processing, point-of-sale systems, and financial services purpose-built for the restaurant industry, processing billions in gross payment volume annually with growing take rates. Block Inc 10 3.9 New Block Inc XYZ $49.80 +1.45% P/E: 11.3 2 reviews Block Inc. is a leading fintech stock with a powerful dual-sided ecosystem spanning merchant payment processing through Square and consumer financial services through Cash App, offering investors broad exposure to digital payments, neobanking, and cryptocurrency infrastructure under one ticker. Fiserv 11 3.8 New Fiserv FI $59.36 +0.92% 1 review Fiserv is a global fintech leader providing account processing, digital banking, merchant acquiring, and payment solutions that power financial institutions and commerce worldwide. PayPal 12 3.7 New PayPal PYPL $40.29 +3.10% P/E: 6.7 2 reviews PayPal is a foundational fintech stock and one of the world's most widely used digital payment platforms, with its massive two-sided network of consumers and merchants, the Venmo social payments app, and Braintree's unbranded checkout processing providing diversified exposure to the global digital p Bill Holdings 13 3.6 New Bill Holdings BILL $46.99 +1.34% P/E: 20.6 1 review Bill Holdings provides cloud-based financial automation for SMBs, handling accounts payable, receivable, and spend management in a growing addressable market of back-office digitization. Upstart Holdings 14 2.8 New Upstart Holdings UPST $30.68 +1.62% P/E: 10.4 1 review Upstart is an AI lending platform that uses machine learning to assess creditworthiness beyond traditional FICO scores, representing a volatile but potentially disruptive fintech investment.