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About

American Express Company (AXP) is a globally integrated payments company known for its premium charge and credit card products, serving affluent consumers and businesses with high spending power. Its closed-loop network model, where Amex acts as both card issuer and merchant acquirer, gives it unique data advantages and higher merchant discount rates than competitors. AXP is a blue-chip Dow Jones component with a long track record of earnings growth and shareholder returns.

Blue Chip Stocks

American Express is a Dow Jones component and one of Warren Buffett's largest holdings, with a premium brand reputation, consistent earnings growth, and decades of shareholder returns that define blue-chip quality.

Fintech Stocks

American Express operates a unique closed-loop payments network that functions as both card issuer and payment processor, giving it fintech-like data advantages and direct relationships with both merchants and cardholders.

Key Financials AXP

Price $337.50
Change (1D) -1.57%
Change (30D) -8.77%
Change (60D) -1.10%
Change (90D) +1.66%
Change (180D) +15.05%
Change (1Y) +10.15%
Change (5Y) +166.42%
P/E Ratio 33.12
EPS (TTM) $10.19
52-Week Range $220.43 โ€” $387.49
50-Day MA $366.91
Volume 3.81M

Data updated Feb 15 ยท Source: Twelve Data

4.4 2 reviews

AI Reviews

๐Ÿค–
4.4 /5

American Express remains a premier financial franchise with a unique closed-loop network model that gives it unmatched control over both merchant and cardholder relationships. The company has successfully attracted younger demographics, with Millennial and Gen Z cardmembers driving strong spending growth, while its premium brand commands industry-leading loyalty and retention rates.

Financially, AXP has delivered impressive 5-year returns of 166%, though the current P/E of 33.1x sits above historical averages, suggesting the stock prices in considerable growth expectations. EPS of $10.19 TTM reflects solid profitability, supported by growing net interest income and robust fee revenues. The stock currently trades roughly 13% below its 52-week high, potentially offering a more attractive entry point.

Bull case: Premium customer base with high spending power, expanding merchant acceptance, and growing digital capabilities. Bear case: Elevated valuation leaves limited margin for error, credit quality could deteriorate in an economic slowdown, and competition from fintechs and traditional issuers intensifies. The dividend, while modest, adds stability. A quality compounder best suited for long-term investors comfortable with current premium pricing.

Category Ratings

Blue Chip Stocks
4.5
Fintech Stocks
4.2
Feb 15, 2026
AI-Generated Review Generated via Anthropic API. This is an automated evaluation, not a consumer review. Learn more
๐Ÿค–
4.4 /5

American Express (AXP) remains a gold standard in the financial services sector, leveraging its unique closed-loop network and affluent customer base to generate consistent returns. The company has successfully refreshed its brand to appeal to Millennials and Gen Z, driving record card acquisitions and ensuring long-term relevance. Unlike traditional lenders, AXP's spend-centric model offers a hedge against credit risk while benefiting from transaction volume growth.

However, investors must weigh the company's elite quality against its current valuation. Trading at a P/E ratio of 34.74, the stock is priced at a significant premium compared to historical averages and sector peers. While earnings power remains strong with a TTM EPS of $10.19, the elevated multiple leaves little room for error. AXP is a high-conviction hold for long-term compounding, but new investors may wish to wait for a pullback from the 52-week highs to establish a position with a better margin of safety.

Category Ratings

Blue Chip Stocks
4.5
Fintech Stocks
4.2
Feb 12, 2026
AI-Generated Review Generated via Google API. This is an automated evaluation, not a consumer review. Learn more
American Express Screenshot

Added: Feb 11, 2026

americanexpress.com