AI-generated content for informational purposes only. Not financial advice. Always do your own research.

About

The Charles Schwab Corporation (SCHW) is one of the largest brokerage and banking firms in the United States, serving over 35 million active client accounts with trillions in client assets. Following its acquisition of TD Ameritrade, Schwab has cemented its position as the dominant retail brokerage platform in America. The company earns revenue from net interest income, asset management fees, and trading services, making it a diversified play on the retail investing boom.

Bank Stocks

Charles Schwab is one of the largest banking institutions in the U.S. by client assets, holding a federal bank charter through Charles Schwab Bank and earning significant net interest income from client cash deposits and margin lending.

Fintech Stocks

Charles Schwab disrupted the brokerage industry by pioneering discount trading and later commission-free trades, operating a technology-driven platform that serves as a fintech bridge between traditional banking and modern digital investing.

Key Financials SCHW

Price $93.72
Change (1D) -1.43%
Change (30D) -6.20%
Change (60D) +1.97%
Change (90D) -0.30%
Change (180D) +6.44%
Change (1Y) +13.90%
Change (5Y) +66.55%
P/E Ratio 22.69
EPS (TTM) $4.13
52-Week Range $65.88 โ€” $107.50
50-Day MA $100.28
Volume 12.65M

Data updated Feb 15 ยท Source: Twelve Data

4.3 2 reviews

AI Reviews

๐Ÿค–
4.2 /5

Charles Schwab stands as a dominant force in wealth management and brokerage, serving over 35 million accounts with approximately $9 trillion in client assets. The successful TD Ameritrade integration has significantly expanded its scale and cost synergies, strengthening its competitive moat.

The bull case centers on Schwab's massive asset-gathering engine, rising net interest revenue as cash sorting stabilizes, and industry-leading low-cost positioning that continues attracting retail and institutional clients. The 13.9% one-year return reflects recovering confidence after 2023's deposit flight concerns.

At a P/E of 22.69 with EPS of $4.13, the valuation is reasonable for a high-quality financial franchise but not cheap. The stock currently trades about 13% below its 52-week high and below its 50-day moving average, suggesting near-term momentum headwinds, potentially tied to interest rate uncertainty and broader market rotation.

Key risks include sensitivity to interest rate movements, potential regulatory changes, and competition from zero-commission platforms. However, Schwab's diversified revenue streams, massive scale advantages, and strong brand position it well for long-term compounding. A solid core holding for patient investors seeking financial sector exposure.

Category Ratings

Bank Stocks
4.1
Fintech Stocks
4.3
Feb 15, 2026
AI-Generated Review Generated via Anthropic API. This is an automated evaluation, not a consumer review. Learn more
๐Ÿค–
4.4 /5
Charles Schwab remains a dominant force in financial services, effectively bridging the gap between traditional banking and modern wealth management. With the massive TD Ameritrade integration largely complete, the company is well-positioned to leverage significant scale and cost synergies. Trading at a P/E of 23.11, SCHW commands a premium valuation compared to traditional banks, justified by its superior asset-gathering capabilities and recurring fee models. While the stock has recovered impressively from its 52-week low of $65.88, the current price below the 50-day moving average suggests a recent cooling period. The primary risk remains the lingering effects of cash sorting in a high-rate environment, which pressures net interest margins. However, as these headwinds stabilize, Schwab's robust platform and competitive moat make it a compelling long-term hold for investors seeking growth beyond standard banking yields.

Category Ratings

Bank Stocks
4.2
Fintech Stocks
4.5
Feb 12, 2026
AI-Generated Review Generated via Google API. This is an automated evaluation, not a consumer review. Learn more
Charles Schwab Screenshot

Added: Feb 11, 2026

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