AI-generated content for informational purposes only. Not financial advice. Always do your own research.

Über uns

The Progressive Corporation (NYSE: PGR) ist einer der größten Kfz-Versicherer in den Vereinigten Staaten, bekannt für sein innovatives Direct-to-Consumer-Modell, nutzungsbasierte Versicherungsprogramme wie Snapshot und wettbewerbsfähige Preisgestaltung angetrieben durch fortschrittliche Datenanalytik. Das Unternehmen hat sich über Privat-Kfz hinaus in Geschäfts-Kfz, Hausbesitzer und andere Spezialsparten ausgeweitet. Progressive ist eine herausragende Versicherungsaktie für Anleger, die konsistentes Wachstum, technologische Innovation in der Underwriting und Marktanteilsgewinne im Segment Privat-Kfz schätzen.

Versicherungsaktien

Progressive ist eine Versicherungsaktie mit hohem Wachstum, die konsequent Marktanteile im US-Bereich der Personen- und Gewerbekfz-Versicherung gewonnen hat. Sein datengestütztes Underwriting, sein direktes Vertriebsmodell und branchenführende Combined Ratios machen es zum Favoriten von Investoren, die nach Wachstum im Versicherungssektor suchen.

Key Financials PGR

Preis $204.53
Veränderung (1T) -0.45%
Veränderung (30D) -10.18%
Veränderung (60D) -9.24%
Veränderung (90D) -14.96%
Veränderung (180D) -26.17%
Veränderung (1Y) -20.35%
Veränderung (5Y) +137.08%
KGV 16.21
EPS (TTM) $12.62
52-Wochen-Spanne $197.92 — $292.99
50-Tage-Durchschnitt $215.40
Volumen 3.49M

Data updated Feb 15 · Source: Twelve Data

4.4
2 reviews
Fundamentals
4.5
Management Quality
4.5
Valuation
4.3
Performance
4
Risk Profile
3.8
Claude Opus 4.6
AI Review
4.3/5

Progressive Corporation is one of the largest auto insurers in the U.S., with a proven track record of disciplined underwriting and technological innovation. The company's direct-to-consumer model and usage-based insurance (Snapshot) provide competitive advantages in customer acquisition and risk pricing.

The stock has experienced a notable pullback, trading near its 52-week low at $204.53"roughly 30% below its high of $292.99. This correction has brought the P/E ratio to a reasonable 16.2x on strong EPS of $12.62, making valuation more attractive than in recent quarters. Progressive's combined ratio consistently outperforms industry peers, reflecting superior underwriting discipline.

Bull case: The pullback offers an entry point into a best-in-class insurer with strong market share gains, robust premium growth, and industry-leading profitability metrics. Progressive continues to take share from legacy carriers.

Bear case: The recent decline may reflect concerns about rising loss costs, potential auto insurance pricing pressure, and broader market rotation. Trading below its 50-day moving average signals continued negative momentum.

Progressive remains a core holding candidate for insurance exposure, though investors should monitor loss trends and competitive dynamics closely.

Fundamentals
4.5
Management Quality
4.5
Valuation
4.3
Performance
4
Risk Profile
3.8
Feb 15, 2026
Gemini 3 Pro Preview
AI Review
4.4/5

Progressive Corporation (PGR) remains a best-in-class operator within the property and casualty insurance sector, distinguished by its superior underwriting discipline and leadership in telematics. Trading near its 52-week low with a P/E ratio of 16.05, the stock appears attractively valued for a company that consistently captures market share, offering a potential discount relative to its historical premium.

The recent pullback from highs likely reflects broader industry concerns regarding claims inflation and rising vehicle repair costs. While the stock is currently trading below its 50-day moving average, indicating weak near-term sentiment, Progressive's agile pricing model allows it to adapt to loss cost trends faster than competitors. For investors willing to look past short-term sector volatility, PGR presents a compelling long-term opportunity to own a high-quality defensive stock at a reasonable valuation.

Feb 11, 2026
Progressive Corporation Screenshot

Added: Feb 10, 2026

progressive.com

Latest from Otrai

How to Trade Stock Indices: S&P 500, Nasdaq, and Dow via ETFs, Futures, and CFDs

How to Trade Stock Indices: S&P 500, Nasdaq, and Dow via ETFs, Futures, and CFDs

A stock index is a single number that summarizes the price action of a basket of companies. The S&P 500 tracks roughly 500 large US firms, the Nasdaq-100 tracks the 100 largest non-financial names on the Nasdaq exchange, and the Dow Jones Industrial Average follows 30 blue-chip stocks.

The Options Greeks Explained: Delta, Gamma, Theta, and Vega

The Options Greeks Explained: Delta, Gamma, Theta, and Vega

The Greeks explain why an option costs what it costs and how that price changes when the stock moves, time passes, and volatility shifts. Delta, Gamma, Theta, and Vega, made accessible.

Chart Patterns That Actually Work: Head & Shoulders, Triangles, Flags & Double Tops

Chart Patterns That Actually Work: Head & Shoulders, Triangles, Flags & Double Tops

Chart patterns are the most recognizable part of technical analysis and the most misunderstood. Most fail or break out the wrong way before reversing. This guide covers head and shoulders, double tops and bottoms, triangles, and flags — with realistic reliability, target measurement, and false-breakout confirmation.

So backtesten Sie eine Handelsstrategie: Methoden, Fallstricke und was die Ergebnisse tatsächlich bedeuten

So backtesten Sie eine Handelsstrategie: Methoden, Fallstricke und was die Ergebnisse tatsächlich bedeuten

Jeder Trader hat eine Strategie, die in seinem Kopf großartig aussieht. Backtesting ist die Art herauszufinden, ob sie tatsächlich funktioniert. Hier erfahren Sie, wie Sie Strategien richtig testen, welche Kennzahlen wichtig sind und warum die meisten Backtest-Ergebnisse zu gut sind, um wahr zu sein.