Insurance companies collect premiums and invest the float, profiting when claims are lower than expected and returns on investments are strong. Progressive and Allstate are major US property and casualty insurers, while MetLife operates across life insurance, annuities, and employee benefits. The sector is navigating rising climate-related claims in home and auto insurance, alongside higher investment income from elevated interest rates.
1
4.4
Progressive Corporation
PGR
$204.53
-0.45%
P/E: 16.2
Progressive is a high-growth insurance stock that has consistently gained market share in U.S. personal and commercial auto insurance. Its data-driven underwriting, direct sales model, and industry-leading combined ratios make it a favorite among investors seeking growth within the insurance sector.
2
4.3
Allstate
ALL
$207.51
+0.46%
P/E: 7.1
Allstate is a top-tier insurance stock focused primarily on personal lines property and casualty coverage, including auto and homeowners insurance. Its scale, brand recognition, and ability to adjust pricing in response to claims trends make it a core holding in the insurance stock category.
3
4.2
MetLife
MET
$77.31
-0.06%
P/E: 8.8
MetLife is a globally diversified insurance stock with leadership in both life insurance and employee benefits. Its extensive international presence and scale in group benefits differentiate it from domestic-focused insurers, offering investors broad exposure to global insurance demand.
4
3.2
Oscar Health
OSCR
Oscar Health is a technology-driven health insurer using virtual care, digital tools, and data analytics to modernize the health insurance experience for individual and small group markets.
5
2.9
Lemonade
LMND
Lemonade is an AI-powered insurance company using behavioral economics and technology to streamline policy issuance and claims, targeting younger demographics with a modern digital experience.
6
2.8
Root Inc
ROOT
Root is a technology-driven auto insurer using telematics and data science to price policies based on actual driving behavior, aiming to improve accuracy and fairness in auto insurance pricing.
7
2.3
Hippo Holdings
HIPO
Hippo is a home insurance technology company using smart home devices and data analytics to proactively prevent losses while modernizing the homeowners insurance experience.
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